The Virginia Employment Commission’s Community Profile for Fluvanna includes data from the Quarterly Census of Employment and Wages (QCEW). Results from the third quarter in 2012 show these as the top ten industries in Fluvanna County:
- Local Government
- State Government
- Accommodations and Food Service
- Health Care and Social Assistance
- Retail Trade
- Administration and Support and Waste Management
- Educational Services
- Other Services (except Public Administration)
Commercial activity within the county is centered at Fork Union, Lake Monticello, Palmyra and Zion Crossroads.
Fluvanna County is one of the few counties in Virginia that does not levy a BPOL (tax on business gross receipts). The Fluvanna County Development Authority is authorized to issue tax-exempt revenue bonds. The Fluvanna Chamber of Commerce, the Economic Development Authority, and the County's Economic Development Department are very active in support of businesses, including community-based “cottage” industries.